Singapore benefits in 2026: official tables explained

Independent 2026 benefits table estimator

Uses published tables checked on 3 September 2026. It cannot inspect government records, decide eligibility or submit a claim.

Singapore Citizen residing in Singapore?YesNo

Birth year

YA 2025 Assessable Income (S$)

Residential Annual Value at 31 Dec 2025 (S$)

Properties ownedNone or oneMore than one

Relevant CPF retirement savings at 31 Dec 2025 (S$)

Singaporean household?YesNo

HDB flat type1- or 2-room3-room4-room5-roomExecutive / multi-generation

Published U-Save household conditions met?YesNo / unsure

Published S&CC household conditions met?YesNo / unsure

Example possible cash if every item is confirmedS$1,600

GSTV Cash table matchS$850

Cost-of-Living table matchS$500

AP Cash table match for Dec 2026S$250

CPF top-up table matchS$1,000

GSTV MediSave table matchNot indicated

CDC Vouchers issued in 2026S$800 household

FY2026 U-Save table matchS$600 credit

FY2026 S&CC table match2.5 months

Example rule matches shown. This is not an eligibility decision; confirm on GovBenefits.

Assessable Income is not gross salary; Annual Value is not property price. “Not indicated” means this quick rule did not match, not a formal rejection. Personal cash is never added to household vouchers or account credits.

A useful way through this page

1. Keep personal cash, household vouchers and account credits in separate buckets.
2. Use the worksheet only to build a shortlist from published rules.
3. Confirm eligibility and delivery directly with GovBenefits; never submit credentials here.

There is no single “government payout”. Some support belongs to a person, some to a household, and some is credited to CPF, MediSave, an SP utilities account or a Town Council account. The worksheet keeps those units separate.

What is being paid during 2026?

JanHousehold CDC Vouchers

AprUtilities and S&CC credits

JunHousehold CDC Vouchers

JulUtilities and S&CC credits

AugPersonal cash or MediSave, if eligible

SepPersonal cash, if eligible

DecCPF credit or personal cash, if eligible

At the check date, the enhanced COL payment was scheduled by 9 September through PayNow-NRIC, 17 September by bank credit and 24 September through GovCash.

GST Voucher Cash and Cost-of-Living payment

For 2026 GSTV Cash, a person generally must be a resident Singapore Citizen aged at least 21, with YA 2025 Assessable Income no higher than S$39,000, residential AV no higher than S$31,000 and no more than one property.

The enhanced Budget 2026 COL payment has a wider income ceiling of S$100,000 and can still be S$400 where AV exceeds S$31,000, if other conditions are met.

The Assurance Package payment in December

The official table calls the final instalment the “2027 disbursement”, but schedules it for December 2026. A qualifying resident adult citizen with zero or one property gets S$250 at AI up to S$39,000, S$150 above S$39,000 to S$100,000, or S$100 above S$100,000. Owning more than one property produces S$100 under this table.

For the first three reference years, the lower band used AI up to S$34,000; for the final two it uses AI up to S$39,000. The table explains the naming and timing but does not establish any person’s entitlement.

CDC Vouchers: S$800 issued during 2026

The June tranche splits equally between participating heartland merchants and hawkers and participating supermarkets. One household member claims with Singpass and may share the link. A legitimate link begins https://voucher.redeem.gov.sg/; bank details are not required to claim CDC Vouchers.

U-Save and S&CC rebates

U-Save is credited to the SP account, cannot be encashed and rolls over if unused. S&CC is expressed in months because Town Council charges differ. Their household tests are not identical.

MediSave and CPF top-ups

2026 GSTV MediSave generally covers eligible resident citizens aged at least 65, with AV no higher than S$31,000 and no more than one property. It ranges from S$150 to S$450 by age and AV.

The Budget 2026 CPF Top-Up is separate. It generally covers citizens born in 1976 or earlier, with relevant retirement savings below the 2026 BRS of S$110,200, AV no higher than S$31,000 and no more than one property. Depending on savings and AV, the published amount is S$500, S$1,000 or S$1,500. It enters RA in December 2026, or SA if no RA exists; it is not bank cash.

Schemes a quick worksheet should not pretend to decide

Workfare depends on work status, current and 12-month average income, age, property, spouse and CPF records. Silver Support considers lifetime CPF contributions, household income and housing, with quarterly support for eligible seniors. ComCare is assessed more holistically by Social Service Offices. These belong in an “also check officially” list, not in a false precise total.

Methodology, delivery and scam safety

The worksheet converts published GovBenefits tables into deterministic rules, using birth year rather than a full date of birth. It cannot inspect IRAS, CPF or HDB records, resolve appeals or know whether another household member claimed a voucher. A result is a shortlist for official confirmation.

Personal cash normally uses PayNow linked to NRIC — a mobile-number link is not the same — then registered bank details or GovCash. No legitimate official needs a bank password to deliver a benefit. This site never inserts a form between the reader and GovBenefits.

Primary sources

• GovBenefits — Budget 2026 measures
• GovBenefits — GST Voucher
• GovBenefits — Assurance Package
• GovBenefits — Payment and eligibility information
• CDC Vouchers — January 2026 tranche
• CDC Vouchers — June 2026 tranche
• CPF Board — Silver Support Scheme
• CPF Board — Workfare Income Supplement
• Ministry of Finance — Individual support schemes

Last fact-checked: 3 September 2026. Rules, fees and official pages can change; check the linked source before acting.